Health and life insurance for expats and international executives in Brazil

Yes. Most insurers require a CPF (the Brazilian tax ID) and a local address, and some lines have specific eligibility rules. We check your case, tell you exactly what is needed and guide you through each requirement in English.

It depends on age, region, coverage level and whether the contract is individual or through a company. Premium plans with access to hospitals like Einstein and Sirio-Libanes are quoted individually. We prepare a personalized comparison for free.

Yes. In Brazil, brokers are paid by the insurance companies, so our advisory, paperwork and ongoing support cost you nothing. You pay exactly the same premium you would pay buying directly, with a dedicated broker included.

Some premium lines include international coverage or emergency coverage abroad, and travel insurance can complement the rest. Tell us how often you travel and we will match the right combination.

Yes. Corporate health and dental plans, group life insurance and benefits for teams of any size, from a 2-person CNPJ to larger operations. Company contracts often unlock better pricing than individual ones.

Yes. Your service with Virtus is in English on WhatsApp. Policies and official documents in Brazil are issued in Portuguese, and we walk you through the key points of each document before you sign anything.