Car insurance · Brazil
Car insurance in Brazil, without the language barrier
From everyday cars to imported and high-value vehicles: we insure your car with Brazil's leading insurers, explain every clause in English and stand by you if anything happens on the road.
Get my car insurance quotePorto Seguro: Brazil's auto insurance leader
Founded in 1945, Porto Seguro leads the Brazilian car insurance market, with its own network of automotive centers, a large referenced repair network and nationwide 24h assistance.
Premium lines for high-value cars
According to Porto Seguro, its Premium line serves vehicles from around R$ 350,000 and the Private line covers cars above R$ 1.2 million, including sports and collector cars, with concierge-style service.
Modern claims experience
Digital inspection by guided video with AI-generated reports, app-based claims and, in many plans, the choice between a courtesy car or ride-hailing credits while yours is in the shop.
Made simple for foreigners
Driving history from abroad, imported models, armored versions and lease or company cars: we translate the requirements, quote the right line and explain every clause in English.
Coverage
What your policy can include
- ✓Comprehensive: collision, theft, fire and natural events
- ✓Third-party liability (property and bodily injury)
- ✓24h roadside assistance and towing nationwide
- ✓Glass, headlights and mirrors coverage
- ✓Courtesy car or ride-hailing credits (plan dependent)
- ✓Coverage options for personal accidents of passengers
Coverage and assistance vary by insurer, plan and profile. Final conditions are confirmed in your quote. No fixed prices: car insurance in Brazil is always priced per profile.
FAQ
Car insurance questions from expats
Can a foreigner insure a car in Brazil?+
Yes. You will generally need a CPF (Brazilian tax ID), a valid driving license and the vehicle documents. Foreign driving history usually does not transfer automatically, which can affect pricing; we know which insurers treat international profiles best and quote accordingly.
My car is imported or high-value. Is that a problem?+
No, it just needs the right line. Standard policies often decline or underprice high-value vehicles. Porto Seguro's premium lines were designed exactly for this segment, according to the insurer, including sports and collector cars, and we also compare other insurers that accept imports.
How much does car insurance cost in Brazil?+
It is always calculated per profile: vehicle model and value, region, garage, usage and driver history. There is no fixed table, especially in the premium segment. We prepare a personalized comparison at no cost.
What happens if I have an accident and do not speak Portuguese?+
You call us. We help you open the claim, deal with the insurer, book the repair in the referenced network and follow the case until your car is back. That ongoing support in English is the reason our international clients stay with us.
Does insurance cover driving to Argentina or Uruguay?+
Coverage outside Brazil depends on the insurer and plan, and Mercosur trips usually require specific arrangements. Tell us your travel plans and we will confirm exactly what applies before you cross the border.
Tell us about your car
Model, year and city: that is all we need to start your quote in English.
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